1

Find the value of your State Pension 

It’s easy to get a personal estimate  of how much you’re entitled to

2

Boost your State Pension

It’s possible to increase your State pension even if you’re about to retire 

3

Decide when to take your State Pension

Check when you’ll receive your State Pension and if you should delay taking it

4

Apply for your State Pension

Your state pension isn’t automatically paid – we’ll explain how to apply

5

Find previous  pensions

If  you’ve lost touch with previous employers, don’t worry – there is a solution

6

Explore combining your pension pots 

There can be advantages to having all your pensions in one place

7

Decide what do with your pension pots?

We’ll take you through the options you have – and the pros and cons 

8

Pay more money into your pension

You can pay more into your pension scheme,  but there are limits 

9

Consider using the equity in your home

The equity  in your property can boost your finances

10

Use other savings and investments

They can help fund your retirement  – often  tax efficiently

11

Get everything you’re entitled to

For example, free bus travel and Winter Fuel Allowance

12

Work after retirement

You might want to continue working after retirement